Alta Bank loan payments go to NBS account 780-282-42

The Deposit Insurance Agency published instructions for Alta Bank borrowers on November 6, 2026: overdue installments are to be paid into dinar account 780-282-42 at the National Bank of Serbia (NBS), and the loan number goes in the reference number field. Attention so far has been on depositors and the payout of insured amounts. This is the first time the agency, as bankruptcy trustee, has addressed the other side of the bank’s balance sheet: the people who owe the bank money.

Where do Alta Bank loan installments get paid?

The notice on the agency’s website opens with a reminder of the legal basis, then says what is expected of borrowers:

Following the opening of bankruptcy proceedings over Alta banka a.d. Beograd by decision of the Commercial Court in Belgrade no. 10 ST 275/2026 of November 3, 2026, Alta Bank loan users are obliged to continue meeting their obligations in accordance with the terms of the loan agreements concluded with the bank.

The agency then states: “Payments of overdue obligations to Alta banka a.d. Beograd in bankruptcy can be made to the DINAR account at the National Bank of Serbia number 780-282-42.” It closes with a technical detail without which a payment cannot be identified: “The loan number must be entered in the reference number field.”

The agency does not announce any change to repayment terms. What applies is what the contract signed with the bank before bankruptcy says. Only the account that receives the money changes.

How did bankruptcy reach the bank’s borrowers?

The sequence of events over recent days, according to reports by N1 and Biznis.rs:

• Alta Bank’s license was revoked in late October
• Bank owner Davor Macura and two other people were arrested on November 2; the Organized Crime Prosecutor’s Office said it suspects that 45 billion dinars (more than 380 million euros) were taken from the bank’s vault
• The Commercial Court in Belgrade opened bankruptcy on November 3, and the Deposit Insurance Agency took over as bankruptcy trustee
• The agency’s Board of Directors chose Banka Postanska Stedionica the same day as the bank that will pay out insured amounts to depositors

The suspicion applies to the suspects and has not been established by a verdict.

What comes next for depositors?

Insured deposits are covered up to 50,000 euros per depositor. Biznis.rs reports that the agency must begin payouts within seven working days of the bankruptcy decision, issued on November 3, which would mean the middle of next week. The same outlet says the agency was expected to publish on its website by November 6 the date payouts begin, along with a list of Banka Postanska Stedionica branches where they will be made.